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Karen Harris
- Early Retirement Planning
- Passive Income Opportunities
- The Golden Rule in Business



Hello!
I'm Karen Harris, ... a physician (pathologist), a network marketer, a fundraising distributor, and a finder and sharer of "MLM Success Angels".

That's what I call network marketing leaders whose integrity shows in the way that they teach MLM success... by focusing on YOU and YOUR financial freedom plan (instead of their own business interests).
Even more important is that they EMPHASIZE INTEGRITY in working with our customers and the prospects interested in joining our businesses.
Each time you find one of these respectable leaders, you find yourself saying "What an ANGEL!"

Karen Harris started this website because I haven't seen another site on the internet that evaluates various MLM Training experts and directs network marketers to them. I've been doing the research and believe that this information needs to be available for all of us.



I live in Clearwater, Florida with my husband, Kurt, and our 10 year-old Bengal housecat, Bengie.

After 30 years together (now over half of my life!), and after moving 12 times, back and forth between 3 states, 1100 miles apart, we finally bought our FIRST house
here several years ago. We had always rented, because our medical education, training and early jobs were never permanent enough to be sure that a house would be a smart investment. Needless to say, we NEVER plan to move again!

Actually, my husband and I shocked a few contractors in our house during our hurricane preparedness renovations in the past few years by saying "We're going to die in this house!" When they looked at us in confusion or horror, we had to explain that that's a GOOD thing. We simply meant that we're never going to move again.

My husband, Kurt, is also a physician (internal medicine)... as well as a successful local musician, after earning an associate degree in music from Jeff Berlin's Player's School of Music, here in Clearwater. He plays bass guitar more hours of the day (and night!) than he works in his part-time medical practice.

Here's an example of synchronicity (a meaningful coincidence):
Kurt knew about the Player's School of Music for many years, because he plays bass guitar, and Jeff Berlin is an internationally renowned jazz bass guitar player. Well, we moved to Clearwater because of my job, but then realized that the Player's School is a 5-10 minute drive from our house! Kurt changed his work schedule to part-time, so he could attend the music school part-time.We're both compulsive and conscientious in our medical professional lives, but we want to spend as much time as we can at home and in our other interests. I actually love sitting at a microscope, looking at cervical, endometrial and other biopsies... and I actually have a wonderful boss and work with fantastic colleagues, but....
despite being a very rewarding profession, on a day-to-day basis

it's a job

... with all the same sorts of frustrations as your job, especially the one-job-one-paycheck part of it.

If you haven't watched the videos yet, watch "What the Wealthy Buy on Payday" (opens in new window) to see why if you have a job, you CANNOT be considered to be wealthy!
... blue-collar, white-collar... doesn't matter...
And it doesn't matter what your salary is!
You'll never be wealthy without passive income opportunities... and fully comprehending what is residual income.
The video explains this seemingly "bizarre" fact.

There are SO many other things that Karen Harris likes to spend her ever-shorter daily 24 hours doing than commuting and being at the job.
So I'm transitioning to early retirement from medicine by way of my network marketing and internet marketing businesses. This financial freedom plan creates a way to make extra money part time, in the beginning. With persistence, it grows into one of the greatest passive income opportunities available today, leading to true financial freedom.

Yes, I realize that our two-physician household with one cat and no children has "enough" money, but...

  • Who wouldn't want to go from debt to financial freedom?
  • Who doesn't "overspend", regardless of income level, or simply want more?
  • What happens if Kurt or Karen Harris gets sick, disabled, or laid-off? (we're both employees... we don't run our own practices.)
  • And who CAN'T find a good use for more money?
  • early retirement
  • charitable donations
  • household renovations/repairs/maintenance
  • travel?

My list is actually much longer than that!
I'm sure yours is, too... if you're a human being on planet Earth in the 21st century!

I turned 50 not too many years ago. My body started to tell me that that big number was coming about 3 years earlier, though... really not fair, since I would never have thought that so many things could happen to a 47 year-old, who looks healthy, that could make her feel like she's getting old.

On the positive side, though, aging is better than the alternative!

Believe it or not, a pathologist's very sedentary job is physically stressful... because it keeps me inactive, sitting with my neck and back in the same position all day, uses very few, but repetitive, small arm and hand muscle movements, and leaves little time in the day for exercise and the other care that an aging body needs more and more of every day.
So Karen Harris will not be in that chair for 8-12 hours a day... and on the road commuting for another 2 hours a day... until age 65 (or longer).

I enjoy landscaping, gardening (organic food and landscape plants), inventing healthy ice cream recipes, birding (birdwatching hikes with the Audubon Society), matting and framing our photography to hang on our walls, and classical choral singing, periodically (most recently with the Tampa Oratorio Singers).

We both love the heat and humidity... REALLY! (and the other seasons, too... yes, we DO have seasons in Florida), the water, scuba diving, bicycling, hiking. And we plan to start kayaking soon... got the bug while vacationing in Islamorada in the Florida Keys. It's my next project after building this website!

Click here to get to know me a little better through my photos.
These are the reasons why I'm a network marketer (my MLM "why")... so I have more money and time for more of the LIFE that you see in these photos.
Notice the photo that I'm not in... the one with the microscope on the desk!
Visualize your dreams!

My vision is to have Karen Harris and my company, Creating True Freedom, become a household word... but not because I have a big ego and want a lot of attention. Karen Harris would actually rather be in the background, enjoying private time, than on-stage.

I have this vision because of my passion for helping "miracles" happen for as many people as possible by releasing them from the prison that we're all taught is the way we're "supposed to" live and work...

one person/ one job/ one paycheck... for an entire lifetime. (ugh!)

All it takes to create financial freedom is a change of thinking. The mind is very powerful. The abundance of the universe is there for those of us who learn how to make it ours.

Creating true freedom,
Karen Harris


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